Free tools to check a cash offer on your house
Short answer: to judge a cash offer, compare what you would actually keep (your net proceeds) against listing with an agent, then vet the buyer: proof of funds, a licensed title company, a real earnest money deposit and a clean contract. These free tools walk you through each step.
Cash offer vs. listing calculator
Enter your home value, repairs, commission, closing costs, buyer fee and holding costs to see the net for each path.
How to vet a cash home buyer
A checklist with links to FTC, CFPB and state resources.
2027 cash buyer comparison
Fees, condition, service areas and closing timelines for 9 national options, each with its source.
Who made this: This site is run by HomeCashOffer, a nationwide cash home buyer. We built these tools because sellers kept asking us how to compare offers, ours included. The math and the checklist work the same no matter who you sell to.
Frequently asked questions
Is a cash offer always lower than listing?
Usually the headline price is lower, but the net can be close once you subtract commissions, repairs, closing costs and months of holding costs. Run your own numbers in the calculator.
Who runs Cash Offer Checker?
HomeCashOffer, a nationwide cash home buyer, runs this site. We disclose that on every page because we are not an independent reviewer.