2027 cash home buyer comparison
Short answer: national options fall into three groups: direct cash buyers (HomeCashOffer, HomeGo, Express Homebuyers, HomeVestors franchises), iBuyers (Opendoor, Offerpad) and offer marketplaces (Sundae, Houzeo, Clever Offers). Coverage, accepted condition, fees and timelines differ, so compare on your own address and net proceeds.
| Company | Type | Service area | Condition | Fees | Closing | Source |
|---|---|---|---|---|---|---|
| HomeCashOffer | Direct cash home buyer | Nationwide | Any condition, as-is, no repairs | No agent commissions | Seller picks the closing date | How we buy houses |
| Opendoor | iBuyer | Select U.S. markets (check your address on its site) | Buys homes in good condition; repair costs are deducted after an assessment | Variable service charge shown in the offer (Opendoor says it averages 5-8% and is never above 14%), plus closing costs | Typically 21-60 days; seller chooses | Opendoor help center |
| Offerpad | iBuyer | Metro areas in AZ, FL, GA, IN, NV, NC, OH, SC and TX (per its FAQ) | Repairs handled as a credit, not out of pocket | 5% service fee plus about 1% seller closing costs | Seller picks 8-60 days (state minimums apply) | Offerpad seller FAQ |
| We Buy Ugly Houses (HomeVestors) | Franchise cash buyer | Nationwide franchise network (local independent owners) | Buys houses as-is in almost any condition | No commissions; pays typical closing costs (per its site) | Sometimes as little as 3 weeks, or later | HomeVestors process |
| Sundae | Off-market investor marketplace | Not published here; check your address on its site | As-is; no repairs, cleaning or showings | No seller fees or closing costs paid to Sundae; buyers pay a premium | As little as 10 days, up to 60 days | Sundae seller FAQ |
| HomeGo | Direct cash buyer | 24 states plus DC, including Oklahoma and Texas (per its FAQ) | As-is; estimated repair costs are deducted in the offer | No commissions, no closing costs (per its site) | As little as 7 days; leaseback available | HomeGo FAQ |
| Express Homebuyers | Direct cash buyer | Nationwide, mostly DC, Virginia and Maryland, plus a Los Angeles office | Reviews the property as-is | No Realtor commission (per its site) | On your timeline; often 2-4 weeks per its FAQ | Express Homebuyers FAQ |
| Houzeo Cash Offers | Cash offer marketplace | Not published here | Depends on the buyer making the offer | Free to request and compare offers (per its site) | Set by the buyer you choose | Houzeo cash offers |
| Clever Offers | Cash offer marketplace | Not published here | Depends on the buyer making the offer | Free, no-obligation comparison; fees vary by the offer you pick | Set by the buyer you choose | Clever Offers |
Company notes
HomeCashOffer
HomeCashOffer is a nationwide cash home buyer that buys houses as-is in any condition. You make no repairs, pay no agent commissions, and pick your closing date. The team answers 24/7, and you get the offer in writing before you decide.
How offers work: Call or request online, open 24/7; written cash offer. Source: How we buy houses.
Opendoor
Opendoor makes online offers on homes in the markets it serves. After you enter your address you get an estimate, complete a self-assessment by app or an in-person walkthrough, and receive a final offer that lists repair costs and its service charge. Opendoor states its service charge averages about 5-8% and is never higher than 14%.
How offers work: Online estimate, then a photo or in-person assessment and a final offer within a few business days. Source: Opendoor help center.
Offerpad
Offerpad publishes a flat 5% service fee and says sellers also pay about 1% in closing costs. You choose a closing date from 8 to 60 days out, with minimums that vary by state. Needed repairs are handled through a credit adjustment.
How offers work: Online request; offers usually expire after 7 days. Source: Offerpad seller FAQ.
We Buy Ugly Houses (HomeVestors)
HomeVestors runs the We Buy Ugly Houses brand through locally owned franchises. A local buyer visits the home, and the company says it can often make an offer the same day. It states it pays typical closing costs, charges no commissions, and can sometimes close in as little as three weeks.
How offers work: In-person walkthrough by a local buyer; offer often the same day. Source: HomeVestors process.
Sundae
Sundae prepares a profile of your home, including photos, a 3D tour and an inspection, and markets it to investors who place as-is cash offers. Sundae says sellers pay no fees or closing costs to it, and that closing can happen in as little as 10 days or up to 60.
How offers work: Listing prepared with inspection and 3D tour; investors bid and top offers are presented. Source: Sundae seller FAQ.
HomeGo
HomeGo sends a licensed agent for a 30-minute walkthrough and makes a firm cash offer on the spot. It says it charges no commissions or closing costs, can close in as little as seven days, and offers a leaseback if you need to stay after closing.
How offers work: 30-minute in-home walkthrough with a licensed agent; firm same-day offer. Source: HomeGo FAQ.
Express Homebuyers
Express Homebuyers is headquartered in Springfield, Virginia, and says most of its sellers are in the DC, Virginia and Maryland area. It reviews homes as-is, gives a written cash offer, and closes at a title company with no Realtor commission.
How offers work: Request an offer, walkthrough, written cash offer, close at a title company. Source: Express Homebuyers FAQ.
Houzeo Cash Offers
Houzeo is best known as a flat-fee MLS listing site. Its cash-offer service sends your details to cash buyers so you can compare competing offers, and it says requesting offers is free with no obligation.
How offers work: Your home details go to vetted cash buyers; you compare and accept one. Source: Houzeo cash offers.
Clever Offers
Clever Offers, from Clever Real Estate, is a free marketplace that gathers offers from cash buyers, iBuyers and agents so you can compare them side by side. Terms and any fees depend on the offer you accept.
How offers work: Compares offers from cash buyers, iBuyers and agents side by side. Source: Clever Offers.
Our own version of this comparison, with more context on each buyer, is on the HomeCashOffer 2027 cash home buyer guide. Before choosing anyone, run the calculator and the vetting checklist.
Frequently asked questions
Is this comparison independent?
No. HomeCashOffer runs this site and is one of the companies listed. We only list public facts with sources and do not rank anyone, but you should verify every buyer yourself.
Do cash home buyers charge fees?
It depends. Offerpad publishes a 5% service fee and Opendoor a variable service charge, while HomeCashOffer, HomeGo and HomeVestors say they charge no agent commissions. Ask for all costs in writing.